Underwriter

Job Description

As an Underwriter at Insurance & Financial Services Ltd., you will assess risks associated with insurance applications, determine terms and conditions, and help guide clients through the application process. Your insights will directly impact the businesses we insure, making this a critical role within our team.

Responsibilities

• Conduct risk assessments for various insurance products.
• Review historical data to make informed decisions.
• Collaborate with team members to improve underwriting processes.
• Utilize data analytics tools to enhance risk evaluation.
• Manage and maintain application files accurately.
• Respond to client inquiries regarding policy details and coverages.
• Document underwriting decisions in compliance with standards.

Requirements

Education

• Bachelor's degree in Finance, Business, or a related field

Experience

• Minimum of 3 years' experience in underwriting or a related field

Technical Skills

• Analytical Skills
• Risk Assessment Tools

Soft Skills

• Communication
• Attention to Detail

Languages

• English: Fluent

Advantageous

• Knowledge of South African insurance regulations: Familiarity with local regulations governing insurance practices.
• Experience with underwriting software: Proficiency in using technology solutions for underwriting.

Benefits

• Competitive salary package
• Comprehensive health benefits
• Retirement savings plan with employer match
• Professional development and training opportunities

Company Culture

• Teamwork: We believe in collaboration and think of our team as a family.
• Continuous Improvement: We strive for excellence and encourage staff to improve their skills continuously.