Insurance Underwriter

Job Description

The Direct Endorsement Underwriter (DE Underwriter) will play a crucial role in evaluating loan applications, ensuring they meet all required guidelines. Successful candidates should be adept at assessing borrower creditworthiness and property valuations to mitigate risk.

Responsibilities

• Review mortgage loan applications for compliance with underwriting guidelines.
• Verify borrower income, assets, and employment details.
• Communicate underwriting decisions to relevant stakeholders.
• Monitor loan pipelines to manage workflow efficiently.
• Assist in conducting audits of underwriting processes.
• Provide exceptional customer service to clients and colleagues.
• Ensure timely completion of tasks to meet processing targets.
• Support the implementation of new underwriting technologies.
• Participate in team meetings and contribute to departmental goals.

Requirements

Education

• Bachelor's degree in Finance, Accounting, or related field

Experience

• 2+ years' experience in underwriting FHA/VA loans preferred

Technical Skills

• Mortgage Loan Software Proficiency
• Financial Statement Analysis

Soft Skills

• Problem Solving
• Adaptability

Certifications

• Certified Mortgage Underwriter

Languages

• English: Fluent

Advantageous

• Knowledge of insurance regulations: Awareness of regulations affecting the mortgage and insurance industry.
• Advanced negotiation skills: Effective at negotiating loan conditions to benefit all parties.

Benefits

• Comprehensive health and wellness program.
• Performance bonuses.
• Opportunities for professional development.
• Work from home options.

Company Culture

• Professional Growth: We provide training and development resources to help you advance your career.
• Respect and Inclusion: We are committed to a respectful and inclusive workplace for all employees.
• Community Engagement: We encourage our employees to engage in community service and volunteer activities.