Insurance Underwriter

Job Description

As an Insurance Underwriter, you will assess insurance applications and determine coverage amounts and terms while mitigating risk for the company. This role involves evaluating policy applications, reviewing financial information, and collaborating with agents to ensure comprehensive coverage for our clients.

Responsibilities

• Review and assess risks associated with insurance applications.
• Actively engage with clients to clarify application details.
• Utilize analytical tools to support decision-making.
• Provide support for audit requests and compliance inspections.
• Ensure all underwriting activities adhere to legal and company standards.
• Collaborate with marketing to align underwriting strategies with sales initiatives.

Requirements

Education

• Bachelor's degree in Actuarial Science or Business Administration

Experience

• 5 years of experience in underwriting within the insurance industry

Technical Skills

• Statistical Analysis
• Negotiation Skills

Soft Skills

• Leadership
• Interpersonal Skills

Certifications

• Associate in Insurance Services (AIS)
• Certified Risk Manager (CRM)

Languages

• English: Fluent

Advantageous

• Proficiency in Data Analytics: Ability to utilize data analytics tools for improved underwriting decisions.
• Bilingual Skills: Ability to communicate in both English and Afrikaans.

Benefits

• Attractive salary and bonus structure
• Comprehensive health insurance
• Paid sick leave and maternity leave
• Professional development allowances
• Flexible working arrangements

Company Culture

• Commitment to Excellence: We pursue excellence in all aspects of our work, striving for high standards.
• Supportive Leadership: Our leadership is supportive and encourages career growth and development.
• Work-Life Balance: We prioritize work-life balance, understanding the importance of time outside of work.