Insurance Underwriter

Job Description

We are looking for a highly motivated Insurance Underwriter to join our dynamic team in Cape Town. In this role, you will assess and evaluate risks, ensuring that our policies are reflective of accurate risk levels. You will play a critical part in determining premiums and facilitating high-quality service to our clients.

Responsibilities

• Conduct in-depth risk evaluations while adhering to company guidelines.
• Use analytical skills to predict loss experience and establish pricing strategies.
• Engage in team meetings to share insights and innovative underwriting solutions.
• Provide exceptional client service by responding to queries and resolving issues effectively.
• Participate in the development of underwriting policies and procedures.

Requirements

Education

• Bachelor's degree in Actuarial Science or related field
• Advanced insurance qualifications preferred

Experience

• 5+ years of underwriting experience preferred

Technical Skills

• Data Analysis
• Financial Acumen

Soft Skills

• Critical Thinking
• Teamwork

Certifications

• Certified Risk Manager (CRM)
• Chartered Property Casualty Underwriter (CPCU)

Languages

• English: Fluent

Advantageous

• Experience with commercial insurance underwriting: Specialized knowledge in commercial insurance policies and practices.
• Proficiency in using data analytics tools: Ability to utilize data analytics for risk assessment and underwriting improvements.

Benefits

• Comprehensive health and wellness programs
• Retirement savings plans with company match
• Flexible hours with opportunities for remote work
• Annual performance bonuses based on company profitability

Company Culture

• Innovation: We strive for innovative thinking in all our projects, encouraging fresh ideas.
• Supportive Environment: Our team provides support, mentorship, and guidance to facilitate career growth.
• Work-Life Balance: We promote a healthy work-life balance with flexibility and consideration for personal commitments.