Insurance Underwriter

Job Description

As an Insurance Underwriter, you will play a vital role in assessing risks, reviewing applications, and making informed decisions on policy approvals. Join our dynamic team and help us maintain our standard of excellence in service delivery.

Responsibilities

• Review and approve insurance applications based on risk assessment.
• Create and implement new underwriting policies.
• Consult with external experts on high-risk assessments.
• Maintain accurate records of underwriting activities and decisions.
• Engage in market research to understand competitive risks.
• Support customer service teams in resolving client issues.
• Enhance process efficiency by identifying areas for improvement.

Requirements

Education

• Higher Certificate in Insurance or related field
• Bachelor's degree in Finance or Business Administration is preferred

Experience

• 2-4 years of relevant industry experience

Technical Skills

• Statistical Analysis
• Underwriting Software Proficiency

Soft Skills

• Negotiation
• Attention to Detail

Certifications

• Insurance Institute Certificate

Languages

• English: Fluent

Advantageous

• Experience in dealing with high-net-worth clients: Strong understanding of the unique insurance needs of affluent clients.
• Background in actuarial science: Knowledge of actuarial principles and impact on underwriting decisions.

Benefits

• Generous leave policy
• Professional development opportunities
• Health and life insurance coverage
• Discounted insurance products for employees

Company Culture

• Innovation and Growth: We value innovation and encourage employees to contribute ideas that promote growth.
• Work-Life Balance: We understand the importance of a healthy work-life balance and support our team.
• Recognition and Reward: We celebrate achievements and ensure our team members feel appreciated.