Insurance Underwriter

Job Description

We are seeking an experienced Insurance Underwriter to join our Pretoria office. In this role, you will be responsible for evaluating insurance applications, assessing risk, and determining policy terms and conditions. The ideal candidate will possess strong analytical skills and a customer-oriented mindset.

Responsibilities

• Evaluate and analyze insurance applications and assess risk.
• Determine appropriate insurance coverage and conditions.
• Collaborate with brokers and clients to understand their needs.
• Review and approve insurance policies to ensure compliance.
• Maintain accurate records of underwriting decisions.
• Monitor emerging risks and industry trends to enhance underwriting practices.

Requirements

Education

• Bachelor's degree in Insurance or Business Management
• Master's degree is advantageous

Experience

• 3+ years in a similar underwriting role

Technical Skills

• Data Analysis
• Financial Acumen

Soft Skills

• Detail-oriented
• Interpersonal Skills

Certifications

• Insurance Risk Management Certification
• Associate in Commercial Underwriting (AU)

Languages

• English: Fluent

Advantageous

• Experience with insurance software systems: Knowledge of industry-standard software for underwriting processes.
• Familiarity with advanced statistical methods: Understanding of statistical models used in risk assessment.

Benefits

• Competitive salary package with performance bonuses
• Medical aid and retirement fund contributions
• Flexible work hours and remote working options
• Employee development programs

Company Culture

• Collaborative Environment: We foster a collaborative workspace where ideas are shared freely, and teamwork is essential.
• Continuous Improvement: We are committed to professional development and continuous improvement, encouraging our team members to grow.
• Inclusive Culture: Our company values diversity and inclusion and encourages applications from individuals of all backgrounds.