Insurance Underwriter

Job Description

We are seeking a detail-oriented Insurance Underwriter to join our Durban team. In this role, you will assess risk and exposures of potential clients, analyze information to determine coverage eligibility, and help formulate comprehensive insurance policies. The ideal candidate will be experienced in underwriting practices and possess exceptional analytical skills.

Responsibilities

• Evaluate claims history and assess the impact on future risks.
• Utilize underwriting software and tools to streamline processes.
• Engage in strategic discussions on coverage options for high-risk clients.
• Provide mentorship to junior underwriters and share best practices.

Requirements

Education

• Professional certification in underwriting or related qualification is an advantage

Experience

• 5+ years of experience in insurance underwriting or related fields

Technical Skills

• Claims Management
• Insurance Software Proficiency

Soft Skills

• Negotiation Skills
• Analytical Thinking

Languages

• English: Fluent

Advantageous

• Experience in specific insurance products such as life or health insurance: Familiarity with exclusive insurance products to better serve clients.
• Certifications such as CII or TSI are a plus: Professional designations that enhance credibility and expertise.

Benefits

• Comprehensive health insurance package
• Contribution towards retirement fund
• Performance bonuses
• Opportunities for professional development

Company Culture

• Team Collaboration: We believe in teamwork and building an inclusive work environment where everyone feels valued.
• Innovation: We encourage our employees to think creatively and drive innovative solutions.
• Professional Growth: We offer continuous learning opportunities for employees to advance their careers.