Insurance Underwriter

Job Description

We are looking for a meticulous Insurance Underwriter to evaluate and assess risks for our insurance policies. In this role, you'll analyze applicant data and determine coverage amounts, ensuring our clients receive the best protection tailored to their needs.

Responsibilities

• Prepare and process policy documents accurately and efficiently.
• Act as a point of contact for inquiries related to underwriting and policies.
• Develop and maintain strong relationships with clients and stakeholders.
• Utilize underwriting software efficiently for data management.
• Conduct regular audits of underwriting practices to ensure quality assurance.
• Train and mentor junior underwriting staff to enhance departmental skills.

Requirements

Education

• Bachelor's degree in Risk Management or relevant field
• Further studies in economics or business is a plus

Experience

• Minimum of 4 years of experience in underwriting roles

Technical Skills

• Policy Evaluation
• Financial Analysis

Soft Skills

• Negotiation Skills
• Problem-solving Skills

Certifications

• Insurance Institute of South Africa (IISA) certifications

Languages

• English: Fluent

Advantageous

• Background in finance or economics: Understanding financial principles is beneficial in assessing risks.
• Familiarity with actuarial processes: Insights into actuarial analysis can enhance underwriting evaluations.

Benefits

• Full medical and dental insurance benefits
• Generous leave policies including maternity and paternity leave
• Continuous learning opportunities with workshops and seminars
• Flexible work hours and work-from-home options

Company Culture

• Inclusivity: We embrace diversity and provide an inclusive workplace for all employees.
• Professional Development: Investing in our employees' growth through training and mentorship programs is paramount.
• Work-Life Balance: We prioritize our employees' well-being with flexible working arrangements and downtime.