Insurance Underwriter

Job Description

We are seeking a skilled Insurance Underwriter to join our dynamic team in Johannesburg. The ideal candidate will be responsible for assessing risks and determining appropriate policy coverages for our clients, ensuring that all underwriting standards are met while maintaining competitive pricing.

Responsibilities

• Analyze and assess client applications to determine risk exposure.
• Make informed decisions on policy coverages and premiums.
• Provide excellent customer service to enhance client relationships.
• Keep abreast of industry regulations and compliance requirements.
• Assist in developing risk management strategies.
• Participate in team meetings to discuss underwriting challenges and solutions.

Requirements

Education

• Bachelor's degree in Business Administration or related field
• Postgraduate qualification in Insurance is advantageous

Experience

• 5+ years of experience in insurance underwriting or related field

Technical Skills

• Underwriting Software Proficiency
• Negotiation Skills

Soft Skills

• Team Leadership
• Critical Thinking

Certifications

• Fellow of the Chartered Insurance Institute
• Registered Insurance Underwriter (RIU)

Languages

• English: Fluent

Advantageous

• Proficiency in underwriting software tools: Hands-on experience with underwriting software applications.
• Strong understanding of risk management principles: Knowledgeable in strategies for effective risk mitigation.

Benefits

• Comprehensive health insurance
• Performance-based bonuses
• Paid time off and sick leave
• Employee training and development programs

Company Culture

• Professional Development: We are committed to the continuous growth of our employees through training and mentorship.
• Diversity and Inclusion: We foster a diverse workplace where everyone feels valued and included.
• Work-Life Balance: We promote a healthy balance between work and personal life for all employees.