Insurance Underwriter

Cape Town FULL TIME R30,000 - R40,000 / Month
(R360,000 - R480,000 / Year)

Job Description

Join our team as an Insurance Underwriter and use your expertise to evaluate risks and determine coverage terms. You will work closely with brokers and clients to ensure our policies meet their needs while maintaining our standards for risk management.

Responsibilities

  • Conduct interviews and field assessments to gather information on applicants.
  • Implement best practices in risk assessment and management.
  • Evaluate complex insurance cases and recommend improvements.
  • Monitor market conditions and adjust policies and offerings accordingly.
  • Provide support during audits and regulatory reviews.
  • Prepare reports on underwriting results for management review.

Requirements

Education
  • Bachelor's degree in a finance-related field
  • Insurance Diploma or equivalent qualification is preferred
Experience
  • 5+ years of experience in underwriting or related insurance field
Technical Skills
  • Data Analysis
  • Policy Development
Soft Skills
  • Detail-Oriented
  • Negotiation Skills
Languages
  • English: Fluent

Advantageous

  • Familiarity with Claims Processes: Understanding of the claims process and how underwriting decisions impact it.
  • Membership in Professional Underwriting Associations: Active member of relevant professional organizations related to underwriting.

Benefits

  • Health and wellness benefits
  • Generous leave policies
  • Career advancement opportunities
  • Work-life balance programs

Company Culture

  • Commitment to Excellence: We strive for excellence in all areas of our business and ensure our service meets the highest standards.
  • Community Involvement: We actively participate in community initiatives and support local charities.
  • Work-Life Balance: We promote a healthy work-life balance to enhance employee satisfaction.
Status: Open