Underwriter

Job Description

We are seeking a knowledgeable Underwriter who can effectively analyze risks and make sound decisions on insurance policies. You'll be instrumental in shaping our underwriting practices and ensuring our clients receive optimal coverage.

Responsibilities

• Conduct thorough evaluations of complex insurance applications.
• Identify risk exposure and recommend mitigation strategies.
• Monitor ongoing claims to inform underwriting practices.
• Work closely with sales teams to understand client needs.
• Ensure that pricing models reflect current market conditions.
• Review policy renewals to determine appropriate adjustments.
• Engage in professional development to stay updated on underwriting standards.
• Implement improvements to underwriting processes and systems.

Requirements

Education

• Bachelor's degree in Accounting, Business, or Economics
• Professional certification in underwriting is preferred

Experience

• 4+ years of progressive experience in insurance underwriting

Technical Skills

• Financial Analysis
• Underwriting Software Proficiency

Soft Skills

• Team Collaboration
• Detail-oriented

Certifications

• Associate in Underwriting (AU)
• Registered Professional Adjuster (RPA)

Languages

• English: Fluent

Advantageous

• Strong negotiation skills: Ability to negotiate terms and conditions effectively.
• Familiarity with claims processing: Experience in claims processes and its impact on underwriting decisions.

Benefits

• Health and wellness programs
• Competitive pension plan with matching contributions
• Work-life balance initiatives
• Career advancement opportunities

Company Culture

• Transparency: We uphold a culture of transparency and open communication within the team.
• Innovation: We foster creativity and innovation in our problem-solving approach.
• Responsiveness: We value being responsive to the needs of our clients and team members.