Insurance Underwriter

Job Description

We are seeking a dedicated Insurance Underwriter to join our team in East London. The ideal candidate will assess risks and determine policy terms for our clients, ensuring that they receive optimum coverage tailored to their needs. With a focus on both personal and commercial lines, you will play a critical role in our decision-making processes.

Responsibilities

• Utilize underwriting software to evaluate risk and prepare quotes.
• Perform quality control on underwriting decisions to ensure accuracy.
• Work closely with claims departments to assess and resolve issues.
• Participate in training sessions to enhance underwriting skills and knowledge.
• Support marketing efforts by providing underwriting insights for new products.
• Conduct regular audits of underwriting files to ensure compliance and consistency.

Requirements

Education

• Bachelor's degree in Risk Management or related field
• Professional certifications, such as AINS or CPCU are a plus

Experience

• 5+ years of experience in the underwriting field

Technical Skills

• Financial Evaluation
• Policy Development

Soft Skills

• Negotiation Skills
• Interpersonal Skills

Certifications

• Professional Risk Manager (PRM)

Languages

• English: Fluent

Advantageous

• Knowledge of Regulatory Compliance: Understanding of regulatory requirements within the insurance sector.
• Familiarity with Underwriting Software: Experience with leading underwriting software solutions.

Benefits

• Comprehensive health care options
• Flexible work arrangements
• Paid time off and public holidays
• Support for further education and training

Company Culture

• Innovation: We value innovation and encourage employees to propose new ideas.
• Work-Life Balance: Promoting a healthy work-life balance is important to us and our team.
• Professional Growth: We provide ample opportunities for employees to grow and advance their careers.