Credit Authorizer, Checker, and Clerk

Job Description

Join our finance team as a Credit Authorizer, Checker, and Clerk, where you will ensure the credibility of potential clients through careful investigations. You will collect and analyze data, producing reports that inform our lending practices while collaborating effectively with various teams to maintain compliance with regulations.

Responsibilities

• Perform credit checks and assessments on potential borrowers.
• Analyze financial statements and credit reports to evaluate risk.
• Communicate assessment results effectively with stakeholders.
• Collaborate with sales teams to provide insights on creditworthiness.
• Ensure documentation and reports are accurate and comply with company policies.
• Assist in the development of new assessment strategies to mitigate risk.

Requirements

Education

• Bachelor's degree in Finance, Business, or a related field

Experience

• Minimum of 3 years' experience in credit investigation or a related field.

Technical Skills

• Data Analysis
• Microsoft Excel
• Credit Risk Assessment

Soft Skills

• Analytical Thinking
• Communication
• Attention to Detail

Certifications

• Credit Risk Management Certification

Languages

• English: Fluent

Advantageous

• Experience working in a regulated environment: Familiarity with regulations specific to financial lending and credit services.
• Additional qualifications in a related field: Possession of certifications in credit analysis or risk management is a plus.

Benefits

• Competitive salary R150,000 - R400,000 per annum.
• Medical and dental insurance.
• Paid time off and holiday leave.
• Opportunity for professional development.

Company Culture

• Integrity: We prioritize integrity in all our assessments and interactions.
• Collaboration: Team collaboration is encouraged to achieve shared goals and objectives.
• Innovation: We embrace innovative solutions to enhance our credit assessment processes.