Insurance Underwriter

Job Description

Join our engaged team as an Insurance Underwriter. You'll analyze applications and determine the risk level involved in offering insurance coverage. Your decisions will shape the policy terms, ensuring both client and company needs are met strategically.

Responsibilities

• Analyze applicants' financial information and risk factors.
• Collaborate with actuaries on premium calculations.
• Advise on new products and potential areas of growth in underwriting.
• Resolve challenges with claims processes alongside claims adjusters.

Requirements

Education

• Bachelor's degree in Risk Management or related field

Experience

• 5+ years of experience in a similar role

Technical Skills

• Insurance Software Proficiency
• Regulatory Compliance

Soft Skills

• Time Management
• Problem-Solving

Certifications

• Associate in Commercial Underwriting (ACU)

Languages

• English: Fluent

Advantageous

• Experience in Commercial Insurance: Familiarity with commercial insurance products and underwriting.
• Familiarity with Loss Ratios: Ability to analyze loss ratios and adjust underwriting strategies.

Benefits

• Competitive salary and performance bonuses
• Medical aid and retirement fund contributions
• Paid time off and public holidays
• Professional development opportunities

Company Culture

• Professional Growth: We value employee development and provide opportunities for learning and advancement.
• Customer-Centric Focus: Our approach is strongly client-focused, ensuring satisfaction and service excellence.
• Innovative Environment: We encourage creative thinking and innovative ideas in our processes.