Insurance Underwriter

Job Description

As an Insurance Underwriter based in Johannesburg, you will play a critical role in our operations. Your main duties will include analyzing clients' insurance needs, assessing risks, and making decisions about policy underwriting. Join us to help shape our underwriting strategies and enhance customer satisfaction.

Responsibilities

• Assess the validity and data of insurance applications.
• Collaborate with the sales and claims departments to ensure a comprehensive understanding of client needs.
• Utilize underwriting software to streamline the application process.
• Develop reports to track underwriting performance and assess trends.
• Review and adjust existing policies to respond to changes in client circumstances.
• Engage in regular training to stay updated on industry developments.

Requirements

Education

• Bachelor's degree in Risk Management or similar field
• Further qualifications in insurance are advantageous

Experience

• 5+ years of experience in the insurance industry, particularly in underwriting roles

Technical Skills

• Underwriting Software Proficiency
• Data Analysis

Soft Skills

• Negotiation Skills
• Interpersonal Skills

Certifications

• Certified Insurance Counselor (CIC)
• Fellow of the Chartered Insurance Institute (FCII)

Languages

• English: Fluent

Advantageous

• Familiarity with underwriting guidelines: Experience in working with standard underwriting guidelines in the insurance industry.
• Experience in claims management: Understanding of the claims process and its impact on underwriting decisions.

Benefits

• Health insurance coverage and pension contributions
• Annual leave and sick leave benefits
• Work-life balance initiatives with remote work options
• Support for ongoing education and training

Company Culture

• Innovation: We encourage innovation and creative solutions to meet client needs.
• Professional Growth: We provide opportunities for personal and professional development.
• Diversity and Inclusion: We celebrate diversity and are committed to an inclusive workplace.