Underwriter

Job Description

As an Underwriter, you will assess risks for various insurance applications and proposals. Your role will be crucial in determining the terms and pricing of insurance policies while ensuring adherence to company standards. The ideal candidate will have strong analytical skills and a thorough understanding of the insurance market.

Responsibilities

• Conduct data analysis to make informed decisions on applications.
• Identify areas to improve underwriting processes and suggest changes.
• Monitor ongoing policies and perform periodic reviews for renewals.
• Analyze claims data to improve underwriting guidelines.

Requirements

Education

• Relevant certifications (e.g., AIC, CPCU) are advantageous

Experience

• 5+ years in underwriting or risk assessment roles

Technical Skills

• Negotiation
• Regulatory Compliance

Soft Skills

• Critical Thinking
• Team Collaboration

Languages

• English: Fluent

Advantageous

• Experience in commercial underwriting: Understanding of commercial insurance products and services.
• Knowledge of regulatory compliance reforms: Familiarity with recent changes in insurance regulations.