Underwriter

Job Description

Join our dynamic team in Durban as an Underwriter, where your expertise in risk assessment will be invaluable. You will evaluate insurance applications and policies while collaborating with our sales team to ensure clients’ needs are met. With a focus on maintaining profitability while delivering excellent service, this position is perfect for a detail-oriented professional ready to take their career to the next level.

Responsibilities

• Conduct detailed risk assessments on applicants.
• Negotiate terms and pricing with agents.
• Utilize underwriting software and databases efficiently.
• Maintain updated records and documentation of underwriting activities.
• Review and analyze claims data to inform underwriting strategies.
• Work with reinsurance companies to mitigate risks.
• Attend industry conferences and seminars to enhance knowledge.
• Participate in team meetings to discuss strategic initiatives.
• Adapt quickly to changing regulatory environments.

Requirements

Education

• Bachelor's degree in Risk Management or related field
• Professional certification in underwriting is advantageous

Experience

• 5+ years of experience in the underwriting process

Technical Skills

• Underwriting Software
• Market Analysis

Soft Skills

• Teamwork
• Attention to Detail

Certifications

• Chartered Property Casualty Underwriter (CPCU)

Languages

• English: Fluent

Advantageous

• Experience in Data Analysis Software: Proficiency in tools such as SAS or SQL for deeply analyzing data trends.

Benefits

• Comprehensive medical aid and retirement plans
• Annual performance bonuses based on company profits
• Work-life balance and flexible hours
• Opportunities for continuous learning and growth

Company Culture

• Collaboration: Teamwork is vital to our success. We work together and share knowledge.
• Continuous Improvement: We are committed to continuous learning and enhancement of our services.
• Supportive Environment: We foster a supportive workplace where everyone can thrive.