Insurance Underwriter

Job Description

Join us as an Insurance Underwriter, where you will evaluate insurance applications and decide on coverage terms based on risk assessment. Your expertise will play a vital role in maintaining our company's commitment to quality service.

Responsibilities

• Analyze individual risk profiles and develop tailored insurance solutions.
• Collaborate closely with claims departments to manage potential risks.
• Implement best practices for underwriting processes.
• Assess the impact of economic and environmental changes on underwriting practices.
• Utilize technology and software tools for underwriting assessments.
• Evaluate and respond to complex queries from clients regarding policies.
• Train and mentor new employees in underwriting standards and protocols.
• Monitor claims experience to refine underwriting guidelines.
• Assist in developing marketing materials that explain underwriting processes.
• Provide feedback to improve underwriting software and tools.

Requirements

Education

• Bachelor's degree in Economics or a related field
• Advanced certifications in underwriting preferred

Experience

• 5+ years of underwriting experience in insurance

Technical Skills

• Underwriting Software Proficiency
• Data Analysis

Soft Skills

• Critical Thinking
• Customer Service Orientation

Certifications

• AU (Associates in Underwriting)
• CPCU (Chartered Property Casualty Underwriter)

Languages

• English: Fluent

Advantageous

• Background in financial risk management: Experience in managing risk and financial analysis.
• Advanced Excel skills: Strong ability to utilize Excel for data analysis and reporting.

Benefits

• Health, dental, life and disability insurance
• Performance bonuses
• Paid time off and holidays
• Team-building activities and events

Company Culture

• Innovation: A culture of innovation where new ideas are embraced and developed.
• Work-Life Balance: Promoting a healthy balance between work and personal life.
• Diversity and Inclusion: Fostering an inclusive workplace where differences are respected.