Insurance Underwriter

Job Description

We are seeking a skilled Insurance Underwriter to join our Cape Town office. In this role, you will evaluate insurance applications, assess risks, and determine coverage amounts in line with market standards. You will be a key player in ensuring our clients receive the best possible service, combining your analytical skills with a customer-centric approach.

Responsibilities

• Analyze risk factors and pricing models for insurance products.
• Collaborate with teams to evaluate and improve underwriting guidelines.
• Ensure adherence to the regulatory framework within the insurance sector.
• Develop and maintain positive relationships with clients and stakeholders.
• Participate in training and development programs to enhance skills.

Requirements

Education

• Bachelor's degree in Risk Management or related field
• Further certifications in underwriting are preferred

Experience

• 4+ years of experience in the insurance industry, with a focus on underwriting

Technical Skills

• Policy Analysis
• Financial Acumen

Soft Skills

• Negotiation Skills
• Problem-solving

Certifications

• Fellowship in Insurance (FII)
• Insurance Institute of South Africa (IISA) Certificate

Languages

• English: Fluent
• Zulu: Basic

Advantageous

• Proficiency in data analysis tools: Experience using data analysis software to enhance underwriting decisions.
• Experience in client relationship management: Background in managing client relationships effectively.

Benefits

• Competitive salary with performance bonuses
• Comprehensive medical aid and benefits
• Pension fund with employer contribution
• Flexible work hours and leave policies

Company Culture

• Commitment to Excellence: We strive for excellence in all our operations, ensuring top-tier service for our clients.
• Supportive Team Environment: Our culture promotes teamwork and collaboration to deliver the best outcomes.
• Continuous Learning and Growth: We encourage ongoing professional development and learning among our team members.