Insurance Underwriter

Job Description

As an Insurance Underwriter at Apex Insurance Group, you'll be responsible for analyzing risk assessments, making key underwriting decisions, and providing premium recommendations. This is your chance to grow within a reputable insurance firm while helping clients protect what matters most.

Responsibilities

• Assess market trends and environmental factors to inform underwriting policies.
• Collaborate with actuaries to develop pricing structures and strategies.
• Monitor portfolio performance and adjust underwriting practices accordingly.
• Participate in underwriting audits and reviews.
• Enhance quality assurance processes to minimize risk and improve decisions.
• Respond to underwriting inquiries from clients and brokers promptly.
• Participate in professional development and training opportunities.
• Review and update internal guidelines and underwriting procedures.

Requirements

Education

• Bachelor's degree in Insurance, Actuarial Science, or related field
• Master's degree is a plus

Experience

• 3+ years in a similar underwriting role or within the insurance sector

Technical Skills

• Negotiation Skills
• Data Analysis

Soft Skills

• Interpersonal Skills
• Organizational Skills

Certifications

• Fellow of the Insurance Institute (FII)
• Licentiate of the Chartered Insurance Institute (LCII)

Languages

• English: Fluent

Advantageous

• Understanding of statistical analysis: Ability to utilize statistics in underwrite decisions.
• Proficient in MS Office Suite: Experience using Excel for data management and reporting.

Benefits

• Comprehensive health and wellness programs
• Annual company retreat and team-building events
• Scholarship programs for continuing education
• Flexible working arrangements

Company Culture

• Customer Focus: We are dedicated to providing the best services to our clients.
• Work-Life Balance: We promote a healthy work-life balance for all employees.
• Continuous Improvement: We encourage ongoing professional development and learning.