Underwriter

Job Description

As a crucial member of our insurance team, you will be responsible for evaluating applications and making informed decisions on coverage terms and conditions. Your expertise will inform the underwriting process, balancing risk with our clients' needs. If you are driven by accuracy and enjoy a fast-paced environment, we want to hear from you.

Responsibilities

• Evaluate insurance applications and assess risks based on various underwriting criteria.
• Determine appropriate coverage limits and premium structures.
• Prepare and present underwriting recommendations to management.
• Establish and maintain relationships with brokers and agents.
• Review and collaborate on complex cases with other underwriting or risk management professionals.
• Monitor changing market conditions and adjust underwriting guidelines accordingly.
• Ensure compliance with company policies and industry regulations.
• Utilize data analysis to improve underwriting efficiency and accuracy.

Requirements

Education

• Bachelor's degree in Finance, Business, or related field

Experience

• 3+ years in underwriting or insurance-related roles

Technical Skills

• Risk Assessment
• Data Analysis

Soft Skills

• Communication
• Attention to Detail

Certifications

• Chartered Property Casualty Underwriter (CPCU)

Languages

• English: Fluent

Advantageous

• Familiarity with underwriting software and tools: Experience with industry-standard underwriting software solutions.

Benefits

• Competitive salary and performance bonus
• Health care insurance
• Retirement savings plan with company contributions
• Professional development opportunities

Company Culture

• Teamwork: We believe in the power of collaboration and support each other to excel.
• Innovation: Encouraging creative solutions and out-of-the-box thinking in problem-solving.
• Integrity: We operate with honesty and accountability in all our interactions.