Insurance Underwriter

Job Description

We are seeking a detail-oriented Insurance Underwriter to join our team in Cape Town. The successful candidate will assess risks and determine policy terms for our clients, ensuring tailored insurance solutions that meet their needs.

Responsibilities

• Assess and underwrite personal and commercial insurance policies.
• Implement changes to underwriting guidelines based on analytics.
• Identify potential fraud and escalate issues accordingly.
• Regularly review and update client files.
• Assist in developing marketing strategies for underwriting services.
• Participate in risk assessment meetings.
• Perform audits of existing policies and their performance.
• Engage in continuous education to enhance underwriting skills.

Requirements

Education

• Bachelor's degree in a relevant field
• Professional underwriting certification preferred

Experience

• 5+ years of underwriting experience, preferably in insurance.

Technical Skills

• Policy Development
• Regulatory Knowledge

Soft Skills

• Negotiation Skills
• Teamwork

Certifications

• Chartered Property Casualty Underwriter (CPCU)

Languages

• English: Fluent

Advantageous

• Knowledge of underwriting standards: Understanding of national and international underwriting standards.
• Experience in client relationship management: Ability to maintain strong relationships with clients.

Benefits

• Market-related salaries with annual reviews
• Health and wellness programs
• Employee assistance programs
• Work from home options

Company Culture

• Community Engagement: We actively participate in community service and upliftment initiatives.
• Continuous Learning: We provide ongoing training and development opportunities.
• Flexible Work Environment: We offer flexibility in how and where our employees work.