Insurance Underwriter

Job Description

We are on the lookout for a diligent Insurance Underwriter to join our Durban team. This role involves assessing insurance applications, evaluating risks, and making informed decisions to provide coverage that suits our clients' needs. Your expertise will directly impact our clients and the company's success.

Responsibilities

• Conduct thorough reviews of applications and supporting documents.
• Assess the financial stability of applicants as part of the risk evaluation process.
• Stay informed about changes in market conditions that may affect underwriting guidelines.
• Develop relationships with agents to facilitate effective communication.
• Provide recommendations for risk management strategies.
• Assist in creating underwriting guidelines and procedures.
• Analyze performance metrics to identify areas for improvement.

Requirements

Education

• Bachelor's degree in Business or a related field
• Relevant underwriting training or certifications are preferred

Experience

• 5+ years of experience in insurance underwriting

Technical Skills

• Insurance Software Proficiency
• Data Analysis

Soft Skills

• Negotiation Skills
• Teamwork

Certifications

• Associate in Commercial Underwriting (ACU)

Languages

• English: Fluent

Advantageous

• Experience with data analytics tools: Hands-on experience with tools that aid in risk assessment and underwriting processes.
• Knowledge of emerging insurance technologies: Familiarity with insurtech solutions that improve underwriting practices.

Benefits

• Health, dental, and vision coverage
• Retirement savings plan with employer match
• Work-from-home options available
• Career growth and training programs

Company Culture

• Professional Growth: We prioritize employee development and provide opportunities for advancement.
• Work-Life Balance: Our team enjoys a healthy work-life balance with flexible hours and remote options.
• Community Engagement: We are dedicated to giving back to the community through various outreach programs.