Insurance Underwriter

Job Description

Join our dynamic insurance team as an Insurance Underwriter in Pretoria. In this role, you'll review applications, analyze risk, and work collaboratively to ensure our clients receive the best coverage tailored to their needs.

Responsibilities

• Evaluate insurance applications and assess risk levels.
• Determine coverage amounts and terms.
• Review and analyze information from applicants and other sources.
• Collaborate with agents and brokers to finalize policy terms.
• Ensure compliance with all regulatory requirements.
• Maintain accurate records of underwriting decisions and policy changes.
• Communicate with clients to explain coverage options and resolve queries.
• Analyze claims data to inform future underwriting practices.
• Participate in ongoing training and development programs to enhance underwriting skills.

Requirements

Education

• Bachelor's degree in Finance, Business Administration, or related field

Experience

• 3+ years of experience in underwriting or a similar role

Technical Skills

• Risk Assessment
• Analytical Skills

Soft Skills

• Communication
• Attention to Detail

Certifications

• Certified Insurance Underwriter (CIU)

Languages

• English: Fluent

Advantageous

• Experience in Commercial Insurance Underwriting: Familiarity with commercial risk assessment and coverage offerings.
• Knowledge of Regulatory Compliance: Understanding of local and national insurance regulations.

Benefits

• Competitive salary with performance bonuses
• Comprehensive health insurance
• Retirement savings plan
• Opportunities for professional development
• Flexible working environment

Company Culture

• Team Collaboration: We value teamwork and collaboration, encouraging our staff to work closely together and share ideas.
• Work-Life Balance: Promoting a balanced lifestyle is important to us; we understand the need for flexibility in work schedules.
• Continuous Improvement: Our team is committed to personal and professional growth, with ongoing training and development opportunities.