Insurance Underwriter

Job Description

Join our dynamic team as an Insurance Underwriter in Johannesburg. In this role, you will analyze insurance applications, assess risks, and determine coverage amounts. The successful candidate will possess strong analytical skills and an understanding of the insurance industry. Your expertise will be vital in mitigating risks and ensuring the financial health of our organization while providing exceptional service to our clients.

Responsibilities

• Conduct thorough investigations into complex applications.
• Identify and mitigate potential risks to the organization.
• Collaborate with claims adjusters when necessary.
• Review policy documents for accuracy and completeness.
• Implement underwriting guidelines and compliance measures.

Requirements

Education

• Bachelor's degree in a related field
• Insurance-specific training or certifications are a plus

Experience

• 5+ years of experience in underwriting or relevant insurance experience

Technical Skills

• Policy Analysis
• Client Relationship Management

Soft Skills

• Negotiation
• Problem Solving

Certifications

• Advanced Underwriting certification from a recognized body
• Certified Risk Manager (CRM)

Languages

• English: Fluent
• Zulu: Conversational

Advantageous

• Experience in the medical or property insurance sector: Background in underwriting medical or property insurance policies is preferred.
• Strong understanding of South African legislation regarding insurance: Knowledge of the regulatory framework governing insurance in South Africa.

Benefits

• Attractive salary with annual reviews
• Health and wellness programs
• Company-sponsored training for professional development
• Employee assistance programs

Company Culture

• Continuous Improvement: We are committed to continuous improvement and professional growth for our employees.
• Community Engagement: Supporting local communities and participating in charitable initiatives.
• Work-Life Balance: Promoting a healthy work-life balance for all employees.