Insurance Underwriter

Job Description

We are seeking a detail-oriented Insurance Underwriter to join our team in Johannesburg. You will be responsible for evaluating insurance applications and determining coverage terms based on risk assessment. The ideal candidate should possess a keen analytical mindset and a proactive approach to problem-solving.

Responsibilities

• Evaluate complex underwriting cases and provide recommendations.
• Develop and implement underwriting guidelines and policies.
• Assess the financial stability and claims history of applicants.
• Communicate effectively with clients regarding coverage options and decisions.
• Attend networking events to build relationships with industry professionals.

Requirements

Education

• Bachelor's degree in Actuarial Science, Finance, or relevant field

Experience

• 5+ years of experience in underwriting or related field

Technical Skills

• Underwriting Software Proficiency
• Financial Analysis

Soft Skills

• Critical Thinking
• Interpersonal Skills

Certifications

• Fellow of the Casualty Actuarial Society (FCAS)
• Insurance Risk Management Certification

Languages

• English: Fluent

Advantageous

• Familiarity with commercial insurance products: Experience with crafting commercial insurance solutions for businesses.
• Advanced knowledge in financial regulations: Deep knowledge of financial regulation impacting insurance underwriting.

Benefits

• Health, dental, and vision insurance plans
• Retirement savings plan with competitive matching
• Employee assistance programs
• Work-life balance initiatives

Company Culture

• Customer Focus: Our clients are at the heart of what we do; we strive to exceed their expectations.
• Innovation: We embrace innovation at all levels to improve our processes and service delivery.
• Respect: We foster an inclusive environment where every team member's opinion is valued.