Insurance Underwriter

Job Description

Join our team as an Insurance Underwriter where you'll analyze risk factors, guide applicants on insurance decisions, and assess policy applications. Your expertise will help shape insurance offerings and ensure financial protection for our clients.

Responsibilities

• Conduct detailed risk assessments for potential policyholders.
• Adhere to underwriting guidelines and best practices.
• Engage in negotiations with clients regarding terms and conditions.
• Handle inquiries related to policy options and coverage.
• Assist in developing new insurance products.
• Monitor market trends to ensure competitive offerings.
• Maintain accurate records of underwriting decisions and client interactions.

Requirements

Education

• Bachelor's degree in Risk Management or related field
• Master's degree preferred

Experience

• 5+ years of experience in underwriting or risk management

Technical Skills

• Insurance Regulations
• Financial Modelling

Soft Skills

• Critical Thinking
• Negotiation

Certifications

• Risk Management Certification
• Chartered Insurer (CII)

Languages

• English: Fluent
• Zulu: Basic

Advantageous

• Experience in claims processing: Background in reviewing and assessing claims to gauge risk.
• Knowledge of reinsurance practices: Understanding the principles of reinsurance and its applications.

Benefits

• Comprehensive medical coverage
• Pension fund with employer contributions
• Options for remote work
• Ongoing training and career growth programs

Company Culture

• Innovation: We support innovative thinking and welcome new ideas to enhance our services.
• Work-Life Balance: Our company promotes a healthy work-life balance for all employees.
• Respect and Diversity: We celebrate diversity and respect the unique contributions of all team members.