Insurance Underwriter

Job Description

As an Insurance Underwriter, you will assess and evaluate risks for new and existing insurance policies. You will work collaboratively with agents and clients to determine coverage terms and conditions, ensuring that we provide competitive offerings while managing our risk exposure effectively.

Responsibilities

• Evaluate insurance applications for various products, including life, health, and property insurance.
• Engage with clients to understand their needs and tailor insurance solutions accordingly.
• Provide insights and recommendations for portfolio management and risk mitigation.
• Analyze claims data to identify patterns and inform future underwriting practices.
• Maintain comprehensive records of underwriting decisions and client interactions.

Requirements

Education

• Bachelor's or Master's degree in Insurance, Finance, or related discipline
• Professional designations, such as CPCU or AINS, are advantageous.

Experience

• 5+ years in the insurance underwriting industry

Technical Skills

• Data Analysis
• Policy Development

Soft Skills

• Problem-Solving
• Team Collaboration

Certifications

• CPCU (Chartered Property Casualty Underwriter)
• AINS (Associate in Insurance)

Languages

• English: Fluent
• Afrikaans: Conversational

Advantageous

• Proficiency in underwriting software and analytics tools: Skill in leveraging technology for improved underwriting processes.
• Strong network with agents and brokers in the insurance field: Connections within the industry to facilitate better risk assessment.

Benefits

• Comprehensive health, dental, and vision insurance
• Generous leave policies and wellness programs
• Continuing education reimbursement
• Employee recognition programs

Company Culture

• Innovation: We encourage creative approaches to problem-solving and value innovative ideas.
• Community Engagement: We actively participate in community initiatives to give back and make a positive impact.
• Work-Life Balance: We value the well-being of our employees and promote a healthy work-life balance.