Insurance Underwriter

Job Description

As an Insurance Underwriter at Insurance Solutions Ltd., you will be responsible for evaluating insurance applications, assessing risks, and determining policy terms. We seek a detail-oriented professional who thrives in a fast-paced environment, ensuring that customers receive accurate coverage tailored to their needs.

Responsibilities

• Conduct comprehensive reviews of insurance applications.
• Prepare risk analysis reports for management review.
• Coordinate with the claims department on policyholder issues.
• Utilize underwriting software for risk assessment.
• Support the training of junior underwriters.
• Contribute to team meetings to optimize underwriting processes.
• Establish clear documentation for underwriting decisions.
• Respond to client inquiries regarding policy updates.
• Engage in professional development opportunities.

Requirements

Education

• Bachelor's degree in Risk Management, Finance, or similar

Experience

• 5+ years of experience in the insurance industry

Technical Skills

• Data Analysis
• Regulatory Knowledge

Soft Skills

• Client Relations
• Time Management

Certifications

• Fellow of the Society of Actuaries (FSA)
• Associate in Risk Management (ARM)

Languages

• English: Fluent
• Zulu: Conversational

Advantageous

• Experience in commercial underwriting: Prior experience underwriting commercial insurance policies preferred.
• Advanced statistical analysis skills: Proficient in statistical methods for risk evaluation.

Benefits

• Comprehensive employee benefits including medical aid and pension fund
• Performance bonuses based on annual evaluations
• Flexible working conditions
• Employee assistance programs

Company Culture

• Team Collaboration: We believe in teamwork and encourage collaboration across all levels.
• Innovation Driven: Our culture encourages innovative thinking in all aspects of our work.