Insurance Underwriter

Job Description

Join our dynamic team as an Insurance Underwriter in Durban, where you will assess insurance applications and help shape the future of our clients' protection needs. Your expertise in evaluating risk will ensure that we provide tailored solutions that best fit our clients' individual circumstances.

Responsibilities

• Conduct thorough evaluations of insurance applications and risks.
• Negotiate terms and conditions with agents and clients when necessary.
• Identify special risk cases and consult with management for further insights.
• Engage in continuous professional development to stay current with industry changes.

Requirements

Education

• Bachelor's degree in Insurance, Finance, or related field
• Fellowship of the Insurance Institute is preferred

Experience

• 3+ years of underwriting experience

Technical Skills

• Policy Evaluation
• Financial Analysis

Soft Skills

• Negotiation
• Problem-solving

Certifications

• Chartered Insurance Professional (CIP)

Languages

• English: Fluent

Advantageous

• Master's degree in Insurance or a related field: Higher education qualification reflecting advanced knowledge in underwriting.
• Experience in commercial underwriting: Prior work experience in a commercial underwriting environment.

Benefits

• Comprehensive health insurance coverage
• Retirement savings plan with employer contributions
• Annual performance bonuses
• Generous leave policies including paid time off

Company Culture

• Integrity: We operate with integrity, ensuring fair treatment and ethical practices in all our dealings.
• Innovation: Our team values innovation, encouraging new ideas and methods in our underwriting processes.
• Teamwork: We believe in the power of teamwork and collaboration to achieve our goals.