Insurance Underwriter

Job Description

We are seeking a motivated and detail-oriented Insurance Underwriter to help us assess and underwrite insurance policies. This role involves reviewing applications, determining coverage, and collaborating with agents to ensure all potential risks are adequately assessed.

Responsibilities

• Examine client information and history to make informed underwriting decisions.
• Coordinate with other departments to ensure alignment on underwriting standards.
• Document findings and justify decisions made in the underwriting process.
• Offer recommendations for policy limits and adjustments.

Requirements

Education

• Bachelor's degree in Finance, Business, or a related field

Experience

• 3-5 years of experience in underwriting, insurance, or risk management

Technical Skills

• Analytical Skills
• Risk Assessment
• Regulatory Knowledge

Soft Skills

• Attention to Detail
• Communication

Certifications

• Certified Insurance Underwriter (CIU)

Languages

• English: Fluent

Advantageous

• Experience with Automated Underwriting Systems: Familiarity with software that enhances the underwriting process.
• Knowledge of Reinsurance Principles: Understanding how reinsurance impacts the underwriting process.

Benefits

• Medical aid benefits
• Retirement fund contributions
• Flexible working conditions
• Career development programs

Company Culture

• Teamwork: Our team thrives on collaboration and support.
• Integrity: We uphold the highest ethical standards in all our dealings.