Commercial Credit Underwriter

Job Description

An established lending institution is seeking a Commercial Credit Underwriter to assess and analyze credit data and financial information of businesses to determine the risk involved in lending. The ideal candidate will have experience in evaluating credit risk and working with various financial products.

Responsibilities

• Analyze and interpret complex financial data.
• Perform credit analysis and determine risk levels for various business types.
• Develop and maintain strong relationships with internal and external stakeholders.
• Stay updated with industry trends and regulatory changes.
• Participate in credit committee meetings and contribute to decision-making processes.
• Collaborate with team members to ensure high-quality service delivery.

Requirements

Education

• Bachelor's degree in finance, accounting, or related field
• Professional certification in credit analysis preferred

Experience

• 5+ years of experience in commercial credit underwriting is preferred.

Technical Skills

• Microsoft Office Suite
• Database Management

Soft Skills

• Teamwork
• Problem Solving

Languages

• English: Fluent

Advantageous

• Experience with financial modelling: Ability to construct financial models to assess creditworthiness.
• Knowledge of industry-specific financial metrics: Understanding of key financial indicators relevant to various sectors.

Benefits

• Health benefits including dental and eye care
• Generous leave policy with work-life balance
• Employee wellness programs and mental health support
• Opportunities for career development and training

Company Culture

• Continuous Improvement: We believe in continuous growth and learning opportunities for all staff.
• Respect: We uphold a respectful workplace where every employee is treated with dignity.
• Community Engagement: Our company actively participates in community service and outreach programs.