Insurance Underwriter

Job Description

Join our dynamic team as an Insurance Underwriter based in Pretoria. This role requires a solid understanding of risk assessment and the ability to evaluate client needs to create tailored insurance solutions. Your contributions will significantly impact our underwriting process and overall client satisfaction.

Responsibilities

• Assess client insurance needs and risks associated with different policies.
• Work closely with the sales team to deliver exceptional client service.
• Identify potential new markets and opportunities for underwriting.
• Provide insights into risks to enhance policy development.
• Ensure compliance with organizational underwriting policies and procedures.
• Review financial documents to make informed decisions.
• Identify training needs for junior underwriters.
• Assist in claims investigations related to underwriting decisions.
• Develop strong relationships with brokers and agents.
• Ensure accuracy in documentation and compliance with regulations.

Requirements

Education

• Bachelor's degree in Risk Management or related field

Experience

• 3+ years of experience in underwriting, especially in the insurance industry

Technical Skills

• Policy Analysis
• Statistical Analysis

Soft Skills

• Negotiation Skills
• Teamwork

Certifications

• Fellowship in the Chartered Insurance Institute (FCII)

Languages

• English: Fluent

Advantageous

• Experience in commercial underwriting: A background in underwriting for corporate clients and businesses.
• Knowledge of the claims process: Understanding the claims process and its implications for underwriting decisions.

Benefits

• Comprehensive health and wellness benefits
• Generous retirement benefits
• Professional development opportunities
• Work-life balance initiatives
• Performance bonuses based on targets

Company Culture

• Innovation and Creativity: We encourage innovative ideas and creative solutions to continuously improve our services.
• Continuous Learning: Our team is dedicated to personal and professional development through ongoing training and education.
• Work-Life Balance: We value our employees' well-being, providing a flexible work environment that promotes balance.