Insurance Underwriter

Job Description

Join our Durban office as an Insurance Underwriter. In this role, you will analyze insurance requests and develop risk profiles for clients. Your main responsibility will be to calculate premiums and set policies based on risk assessments while adhering to legal guidelines. This position is perfect for someone who thrives in a fast-paced environment and enjoys working with numbers.

Responsibilities

• Assess risk and exposure of applicants to determine coverage adequacy.
• Set appropriate premiums and terms for insurance policies.
• Negotiate policy terms and premiums with brokers and clients when necessary.
• Ensure compliance with company policies and regulatory standards.
• Review underwriting decisions and reports with senior management.
• Conduct periodic reviews of policies and practices to ensure ongoing quality assurance.