Underwriter

Job Description

As an Underwriter, you will be responsible for assessing insurance applications, managing risk analysis, and determining suitable coverage. Our team values initiative and detail-oriented individuals who can devise informed underwriting decisions that balance company goals with customer needs. Join us to further your career in a supportive environment committed to continuous development.

Responsibilities

• Conduct thorough risk assessments based on application information.
• Communicate underwriting decisions clearly to internal and external stakeholders.
• Maintain accurate records and ensure adherence to internal guidelines.
• Stay updated on regulatory changes impacting underwriting policies.
• Foster a positive relationship with clients to enhance customer satisfaction.
• Implement risk management measures across insurance products.
• Assist in developing online underwriting processes to improve efficiency.
• Monitor and evaluate underwriting strategies based on performance metrics.
• Collaborate with other departments to align underwriting strategies with overall business goals.
• Engage in professional development opportunities relevant to underwriting.

Requirements

Education

• Bachelor's degree in Risk Management or related field
• Postgraduate qualification would be an advantage

Experience

• 5 years of experience in insurance underwriting

Technical Skills

• Financial Analysis
• Regulatory Knowledge

Soft Skills

• Problem Solving
• Interpersonal Skills

Certifications

• Certified Underwriter (CU)
• Registered Insurance Underwriter (RIU)

Languages

• English: Fluent
• Zulu: Conversational

Advantageous

• Professional designations: Hold industry-recognized certifications, such as AINS or CPCU.
• Advanced Excel skills: Proficient in Excel for data analysis and reporting.

Benefits

• Competitive remuneration with annual bonuses
• Comprehensive health cover including dental and vision
• Contributory retirement plan with company match
• Employee wellness initiatives and social events

Company Culture

• Customer Focus: We prioritize understanding and meeting our customers' needs and expectations.
• Continuous Improvement: Our culture encourages ongoing personal and professional development for all employees.
• Diversity: We are committed to fostering a diverse workplace where all backgrounds are valued and appreciated.