Credit Risk Analyst

Job Description

As a Credit Risk Analyst in Sandton, you will utilize your analytical and quantitative skills to evaluate creditworthiness, develop risk models, and recommend strategies to minimize financial loss. This role is essential to our commitment to making informed financial decisions and maintaining robust risk controls.

Responsibilities

• Analyze credit applications and assess eligibility.
• Review customer financials and enable informed lending decisions.
• Identify key risk indicators and develop mitigation plans.
• Generate comprehensive risk reports for management review.
• Coordinate with the compliance team to ensure adherence to regulations.
• Participate in cross-functional projects involving risk assessment.
• Provide training to junior staff on credit risk assessment techniques.

Requirements

Education

• Bachelor's degree in Finance, Economics, or a related field
• Master's degree is preferred

Experience

• 3+ years of experience in credit risk analysis or financial analysis

Technical Skills

• Financial Analysis
• Risk Management Software
• Excel
• Data Analysis

Soft Skills

• Analytical Thinking
• Communication Skills
• Problem-solving

Certifications

• Certified Risk Management Professional (CRMP)
• Financial Risk Manager (FRM)

Languages

• English: Fluent

Advantageous

• Experience in Financial Modelling: Ability to create predictive models for assessing credit risks.
• Knowledge of Regulatory Requirements: Familiarity with local and international credit regulations.

Benefits

• Medical aid and health insurance
• Retirement fund contributions
• Performance bonuses
• Work-life balance initiatives

Company Culture

• Inclusivity: We embrace diversity and strive to create an inclusive workplace.
• Collaboration: Teamwork is at the heart of our operations, fostering a culture of support.
• Continuous Development: We prioritize employee growth through training and mentorship.