Underwriter

Job Description

Seeking an experienced Underwriter to join our Durban team. You'll assess applicant information, analyze risk profiles, and determine insurance terms. This role is crucial for balancing client needs with the company's risk appetite.

Responsibilities

• Utilize underwriting software to evaluate risks for potential policies.
• Work with brokers and agents to clarify underwriting policies.
• Analyze market trends and adjust pricing models according to risk assessments.
• Maintain relationships with clients to ensure satisfaction and retention.
• Participate in audits to ensure adherence to company policies and regulations.

Requirements

Education

• Bachelor's degree in Insurance, Economics, or related field

Experience

• 5+ years of underwriting experience preferred

Technical Skills

• Risk Management
• Regulatory Knowledge

Soft Skills

• Negotiation
• Problem-solving

Certifications

• Fellow of the Chartered Insurance Institute (FCII)

Languages

• English: Fluent

Advantageous

• Proficient in data analysis tools: Ability to utilize software for financial and risk assessment.
• Project management skills: Experience in managing projects and delivering results on time.

Benefits

• Comprehensive health benefits with dental and vision coverage
• Annual bonuses and salary reviews
• Options for remote working
• Paid time off and sick leave

Company Culture

• Innovation: We embrace innovative thinking and encourage creative solutions to challenges.
• Continuous Improvement: Our team believes in ongoing learning and development at all levels.
• Team Spirit: We cultivate a workplace environment that fosters teamwork and collaboration.