Insurance Underwriter

Job Description

We are seeking an experienced Insurance Underwriter to join our dynamic team in East London. The ideal candidate will have a solid understanding of underwriting principles and a passion for providing exceptional service. You will be responsible for assessing risks, determining coverage, and ensuring compliance with company policies.

Responsibilities

• Conduct thorough risk assessments for prospective clients.
• Make informed decisions on policy coverage and premium pricing.
• Engage in continuous learning around insurance products and market conditions.
• Support claims processing by providing underwriting documentation.
• Utilize underwriting software and tools effectively.
• Ensure adherence to ethical standards and company guidelines.
• Actively participate in professional development and industry events.

Requirements

Education

• Bachelor's degree in Business Administration or related field
• Professional certification in underwriting or risk management preferred

Experience

• At least 4 years of experience in insurance underwriting or related field

Technical Skills

• Policy Evaluation
• Data Analysis

Soft Skills

• Negotiation
• Problem-solving

Certifications

• Associate in Commercial Underwriting (ACU)
• Fellow of the Life Management Institute (FLMI)

Languages

• English: Fluent

Advantageous

• Experience in sales support and client interaction: Experience in supporting sales teams and interacting with clients effectively.
• Advanced Excel skills for data management: Proficient in using Excel for analyzing underwriting data and reporting.

Benefits

• Attractive salary package with annual bonus
• Full medical and dental benefits
• Generous leave policy and work-life balance initiatives
• Professional development opportunities

Company Culture

• Innovation: We embrace innovation and encourage our staff to propose new ideas and solutions.
• Employee Well-being: Prioritizing the well-being of our team through various wellness programs and activities.
• Open Communication: Fostering an environment of open dialogue and sharing of ideas among all employees.