Insurance Underwriter

Job Description

As an Insurance Underwriter, you will evaluate risks and exposures associated with client proposals. You will be responsible for assessing insurance applications and determining coverage terms while ensuring compliance with company guidelines.

Responsibilities

• Conduct thorough analysis and review of insurance applications.
• Negotiate terms of coverage and pricing with agents.
• Maintain records of underwriting decisions and processes.
• Develop relationships with clients to foster trust and transparency.

Requirements

Education

• Bachelor's degree in Insurance or Risk Management
• Master's degree in Business Administration (MBA) is a plus

Experience

• 4+ years of experience in a related underwriting role

Technical Skills

• Data Evaluation
• Market Analysis

Soft Skills

• Critical Thinking
• Negotiation Skills

Certifications

• Insurance Institute of South Africa Certification

Languages

• English: Fluent

Advantageous

• Experience with Risk Management Strategies: Hands-on experience in implementing risk management strategies.
• Certification in Financial Risk Management (FRM): Professional certification that enhances risk assessment skills.

Benefits

• Flexible working hours
• Health insurance coverage including dental and vision
• Annual performance bonuses
• Continuous learning and career development initiatives

Company Culture

• Diversity and Inclusion: We are dedicated to creating a diverse and inclusive workplace where everyone feels valued.
• Professional Growth: We invest in our team’s personal and professional growth through training and mentorship.
• Work-Life Balance: We promote a healthy work-life balance, allowing flexibility in work schedules.