Insurance Underwriter

Job Description

As an Insurance Underwriter at Insurance Solutions Co., you will review and evaluate applications, determine policy terms, and manage existing client relationships. Ideal candidates should demonstrate exceptional analytical capabilities along with a proactive approach.

Responsibilities

• Assess new insurance applications and identify potential risks.
• Determine underwriting acceptance criteria and premium rates.
• Interact with clients to explain policy coverage and terms.
• Identify trends in claims and risk management.
• Support agents with underwriting inquiries and clarifications.
• Participate in training and improvement processes.
• Assist in developing underwriting policies and procedures.

Requirements

Education

• Bachelor's degree in Finance, Economics, or a related field

Experience

• 3-5 years of experience in insurance underwriting

Technical Skills

• Underwriting principles
• Risk analysis

Soft Skills

• Attention to detail
• Communication skills

Certifications

• Certified Insurance Underwriter (CIU)

Languages

• English: Fluent

Advantageous

• Advanced Excel skills: Proficient in advanced Excel functions and data analysis techniques.
• Knowledge of regulatory compliance: Awareness of local insurance regulations and compliance requirements.

Benefits

• Competitive salary with performance-based bonuses
• Medical aid and retirement plan options
• Paid time off and sick leave
• Professional development opportunities

Company Culture

• Team Collaboration: We believe in teamwork that fosters collaboration and open communication among all employees.
• Innovation: We embrace innovation and encourage creative solutions for complex problems.
• Employee Growth: We prioritize the continuous development and growth of our employees.