Insurance Underwriter

Job Description

As an Insurance Underwriter in Johannesburg, you'll assess risks and determine policy premiums. Your analytical skills and attention to detail will be critical in evaluating insurance applications, ensuring we offer competitive yet secure policies.

Responsibilities

• Conduct thorough risk evaluations for applications.
• Set competitive yet secure premium rates.
• Engage with clients to gather additional information as needed.
• Monitor and reevaluate existing policies as conditions change.
• Document underwriting decisions and justifications.
• Foster professional relationships with agents and clients.

Requirements

Education

• Bachelor's degree in Risk Management, Economics, or related field

Experience

• 5+ years of experience in underwriting or risk analysis

Technical Skills

• Data Analysis
• Market Research

Soft Skills

• Negotiation
• Problem-solving

Certifications

• Fellow of the Insurance Institute of South Africa (FIISA)

Languages

• English: Fluent
• Zulu: Basic

Advantageous

• Knowledge of the local insurance market: Awareness of trends and regulations affecting local underwriting practices.
• Certification in Financial Risk Management: Certification indicating a strong grasp of financial risk management principles.

Benefits

• Comprehensive health, dental, and vision coverage
• Generous retirement plan with employer contributions
• Flexible work hours and remote work options
• Access to ongoing training and development programs

Company Culture

• Diversity: We value diverse perspectives and experiences within our workforce.
• Continuous Improvement: We are committed to ongoing training and development for our staff.