Insurance Underwriter

Job Description

As an Insurance Underwriter in Durban, you will assess risks and determine policy coverage for individual and business clients. Your analytical skills will help shape our premiums while ensuring we remain competitive in the market.

Responsibilities

• Conduct thorough risk assessments on insurance applications.
• Develop pricing strategies based on market conditions and risk profiles.
• Craft clear underwriting guidelines for both new and existing policies.
• Participate in team meetings to discuss risk management strategies.
• Collaborate with claims departments to ensure fair and accurate assessments.

Requirements

Education

• Bachelor's degree in Insurance, Risk Management, or related field
• Associate Degree in Underwriting is advantageous

Experience

• 2+ years of experience in the insurance industry

Technical Skills

• Insurance Software Proficiency
• Statistical Analysis

Soft Skills

• Problem Solving
• Interpersonal Skills

Certifications

• Insurance Institute Certificates
• Underwriting Certificate from CII

Languages

• English: Fluent
• Afrikaans: Conversational

Advantageous

• Experience with Regulatory Compliance: Familiarity with industry regulations and compliance standards.
• Project Management Skills: Ability to manage projects and coordinate with multiple teams.

Benefits

• Attractive salary package
• Annual performance bonuses
• Health, dental, and vision insurance
• Paid time off for personal and parental leave

Company Culture

• Supportive Environment: We believe in supporting our employees and giving them the tools they need to succeed.
• Continuous Improvement: We are committed to continuous improvement through regular feedback and training opportunities.
• Community Engagement: We actively participate in community initiatives to contribute positively.