Insurance Underwriter

Job Description

As an Insurance Underwriter, you will be responsible for evaluating insurance applications and assessing risks to determine coverage limits and premiums. The ideal candidate should have a robust understanding of underwriting principles and the ability to make informed decisions. Join our dynamic team in Pretoria to further enhance your career in the insurance sector.

Responsibilities

• Review and process new insurance applications efficiently.
• Analyze risk factors and develop pricing strategies.
• Collaborate with the sales team to facilitate client onboarding.
• Draft underwriting recommendations and communicate clearly with stakeholders.
• Continuously monitor risk exposure and adjust policies as needed.
• Support claims management processes by providing necessary underwriting insights.
• Participate in team meetings to discuss ongoing projects and challenges.
• Engage in professional development activities to enhance underwriting skills.
• Contribute to the development of underwriting guidelines and best practices.

Requirements

Education

• Bachelor's degree in Risk Management or related field
• Professional qualifications in underwriting are preferred

Experience

• 3+ years' experience as an underwriter in insurance

Technical Skills

• Insurance Software Proficiency
• Financial Analysis

Soft Skills

• Team Collaboration
• Time Management

Certifications

• Certified Insurance Counselor (CIC)
• Underwriting Certificate

Languages

• English: Fluent
• Zulu: Basic

Advantageous

• Experience in a customer-focused environment: Ability to prioritize client needs while assessing risks.
• Familiarity with digital underwriting tools: Proficient in using software for underwriting processes.

Benefits

• Comprehensive medical cover
• Generous leave policy and public holidays
• Performance-related bonuses
• Employee wellness programs

Company Culture

• Innovation-Driven: We foster an environment that encourages creativity and forward-thinking in our processes.
• Work-Life Balance: We understand the importance of work-life balance and offer flexible working conditions.
• Client-Centric Approach: We prioritize our clients' needs and aim to exceed their expectations through quality service.