Insurance Underwriter

Job Description

We are searching for a detail-oriented Insurance Underwriter to join our team in Durban. The successful candidate will evaluate insurance applications, assess risk, and make informed decisions on coverage and premiums. This role is crucial in ensuring our company maintains profitability while meeting customer needs.

Responsibilities

• Review policy documents for accuracy and compliance.
• Provide expertise in risk assessment and management practices.
• Assess the financial stability of applicants when necessary.
• Collaborate with the claims department on risk issues.
• Participate in team meetings to discuss underwriting guidelines and strategies.

Requirements

Education

• Bachelor's degree in Risk Management or related field

Experience

• 5+ years in insurance underwriting or risk management

Technical Skills

• Regulatory Knowledge
• Financial Analysis

Soft Skills

• Problem Solving
• Negotiation

Certifications

• Chartered Insurance Institute (CII) Certificate

Languages

• English: Fluent
• Zulu: Conversational

Advantageous

• Certification in Risk Management: Qualifications from recognized institutions in risk management.
• Advanced data analytics skills: Proficiency in tools for data analytics relevant to underwriting.

Benefits

• Comprehensive health cover and insurance benefits
• Paid time off and holidays
• Retirement savings plan with employer contributions
• Employee recognition programs

Company Culture

• Innovation Focus: Innovation is key to our success, and we encourage creative thinking.
• Diversity and Inclusion: We celebrate diversity and ensure inclusion at every level of our organization.
• Community Engagement: We are actively involved in community service and initiatives to give back.