Insurance Underwriter

Job Description

Join our team as an Insurance Underwriter in Cape Town, where you will assess and evaluate insurance applications, ensuring we provide clients with tailored coverage solutions. Ideal candidates will possess a strong understanding of underwriting principles and a keen eye for detail.

Responsibilities

• Conduct risk assessments and make informed underwriting decisions.
• Review and modify policy terms and conditions as needed.
• Assist in the development of underwriting policies and procedures.
• Collaborate with claims departments when necessary.
• Participate in pricing discussions and strategy.
• Continuously improve personal knowledge of the insurance market.

Requirements

Education

• Bachelor's degree in Insurance, Risk Management, or related field

Experience

• 5 years of experience in underwriting or a related field

Technical Skills

• Policy Writing
• Portfolio Management

Soft Skills

• Interpersonal Skills
• Analytical Thinking

Certifications

• Fellow of the Chartered Insurance Institute (FCII)

Languages

• English: Fluent

Advantageous

• Experience with claims adjustments: Ability to understand claims processes and their influence on underwriting.
• Familiarity with data analytics tools: Experience with tools that assist in data analysis for underwriting.

Benefits

• Health, dental, and vision coverage
• Retirement savings plan with company match
• Flexible working arrangements
• Employee assistance programs for mental health

Company Culture

• Diversity and Inclusion: We are committed to building a diverse workforce that reflects the communities we serve.
• Customer Focus: Our clients come first, and we strive to exceed their expectations.
• Continuous Growth: We support personal and professional development.