Insurance Underwriter

Job Description

We are seeking an Insurance Underwriter to join our Durban team. The successful candidate will analyze insurance applications, assess risk, and determine coverage terms while ensuring that underwriting guidelines are adhered to. This role demands strong analytical skills and attention to detail.

Responsibilities

• Evaluate individual risks and recommend appropriate insurance products.
• Communicate with policyholders to clarify coverage options.
• Review state and federal guidelines to ensure compliance.
• Assist in creating marketing materials for insurance products.
• Engage in professional development courses and certifications.
• Support the development of underwriting manuals and best practices.

Requirements

Education

• Bachelor's degree in Business, Finance, or related discipline
• Professional certifications in insurance underwriting are a plus

Experience

• 3+ years of relevant work experience in underwriting or insurance

Technical Skills

• Compliance Knowledge
• Analytical Skills

Soft Skills

• Customer Service
• Team Collaboration

Certifications

• Certified Insurance Counselor (CIC)
• Certified Insurance Underwriter (CIU)

Languages

• English: Fluent

Advantageous

• Strong analytical skills: Proven ability to analyze complex data and make informed decisions.
• Understanding of Emerging Insurance Products: Familiarity with new insurance products and trends.

Benefits

• Comprehensive medical aid and benefits.
• Annual performance bonuses.
• Work-life balance initiatives.
• Funding for continuing education and training.

Company Culture

• Integrity: We are committed to honesty and integrity in all our dealings.
• Client-First Approach: Our clients are at the heart of everything we do.
• Innovation and Growth: We actively seek innovative solutions to enhance our services.