Underwriter

Job Description

Join our team as an Underwriter, where you will be responsible for reviewing insurance applications and assessing risk. You will liaise with clients and brokers to negotiate terms and premiums, ensuring a balance between competitiveness and risk management.

Responsibilities

• Conduct thorough examinations of applications to identify risks.
• Set pricing structures in alignment with market trends.
• Collaborate with sales and claims teams to address client needs.
• Prepare and present underwriting recommendations to management.
• Monitor industry changes to adapt underwriting practices.
• Provide training to junior underwriters on best practices.
• Act as a liaison between the company and clients for underwriting issues.

Requirements

Education

• Bachelor's degree in Risk Management or related field

Experience

• 5+ years of underwriting experience preferred

Technical Skills

• Insurance Knowledge
• Underwriting Software

Soft Skills

• Attention to Detail
• Team Player

Languages

• English: Fluent

Advantageous

• Professional Designation: Holding relevant professional designations such as AFS or CII is advantageous.
• Experience in Commercial Underwriting: Prior experience in commercial underwriting enhances your application.

Benefits

• Competitive salary and performance bonuses.
• Flexible working hours.
• Medical aid and retirement benefits.
• Opportunities for professional development.

Company Culture

• Team-Driven Environment: Our culture promotes teamwork and collaboration among all team members.
• Commitment to Professional Growth: We encourage continuous learning and robust career development opportunities.
• Diversity and Inclusion: We value diverse perspectives and foster an inclusive working atmosphere.