Insurance Underwriter

Job Description

We are seeking a meticulous Insurance Underwriter to evaluate insurance applications and make informed decisions on coverage. Your expertise will guide clients through the underwriting process, ensuring they understand their policy options and coverage limits.

Responsibilities

• Review insurance applications and analyze associated risks.
• Determine and set appropriate premiums for various coverage options.
• Provide insights on market trends to improve coverage offerings.
• Support clients during the underwriting process with clear communication.
• Maintain relationships with agents and brokers to facilitate business.
• Conduct audits on underwriting practices to ensure efficiency and compliance.

Requirements

Education

• Bachelor's degree in Insurance, Business, or related discipline
• Professional certifications in underwriting preferred

Experience

• 3+ years of experience in underwriting or risk assessment

Technical Skills

• Statistical Analysis
• Policy Review

Soft Skills

• Negotiation
• Team Collaboration

Certifications

• Chartered Insurance Institute (CII) qualification
• Fellow of the Institute of Risk Management (FIRM)

Languages

• English: Fluent

Advantageous

• Experience in Commercial Insurance Underwriting: Previous experience in underwriting commercial insurance policies is preferred.
• Strong Network within the Insurance Industry: Established relationships with brokers and agents will be an advantage.

Benefits

• Comprehensive health coverage including dental and vision
• Generous performance-based bonuses
• Flexible working arrangements
• Support for continuous learning and career advancement

Company Culture

• Continuous Improvement: We value personal and professional growth, providing resources for learning and development.
• Community Engagement: Our team actively participates in community service and charitable initiatives.
• Team Building: Regular team activities strengthen our relationships and create a sense of belonging.