Insurance Underwriter

Job Description

As an Insurance Underwriter in Durban, you will play a vital role in our operations by evaluating insurance applications, analyzing risk factors, and working closely with clients and agents to tailor the best coverage solutions. Your insights will help shape our company's strategic direction.

Responsibilities

• Conduct risk assessments and approve underwriting policies.
• Collaborate with sales and customer service teams to improve client relations.
• Maintain accurate records of underwriting decisions and policy changes.
• Supervise the evaluation of applications for completeness and accuracy.
• Provide input for the development of new and revamped insurance products.
• Actively engage in continuous professional development in underwriting practices.
• Prepare and present underwriting guidelines during team meetings.

Requirements

Education

• Bachelor's degree in Finance, Risk Management, or a related field

Experience

• 5+ years of progressive experience in underwriting, with a background in claims management preferred.

Technical Skills

• Policy Drafting
• Claims Management

Soft Skills

• Negotiation
• Interpersonal Skills

Certifications

• Chartered Property Casualty Underwriter (CPCU)

Languages

• English: Fluent

Advantageous

• Experience in Corporate Insurance: Background in underwriting commercial insurance policies.
• Advanced Microsoft Excel Skills: Proficiency in data analysis and financial reporting using Excel.

Benefits

• Attractive salary with annual adjustments
• Life and disability insurance
• Generous leave policy
• Professional development opportunities
• Wellness programs

Company Culture

• Customer Focus: Our clients are at the heart of everything we do, and we strive to exceed their expectations.
• Continuous Improvement: We encourage continuous improvement and always seek to enhance our processes and services.
• Respect for Diversity: We embrace diversity and inclusivity in our workplace, fostering an environment where everyone feels valued.