Insurance Underwriter

Job Description

Join our dynamic team as an Insurance Underwriter, where you'll assess risks and determine policy terms for clients in Durban. The ideal candidate will have a keen analytical mind, attention to detail, and a passion for the insurance industry.

Responsibilities

• Conduct thorough risk assessments and underwriting reviews.
• Utilize statistical analysis to guide underwriting decisions.
• Advise on policy structure and coverage inclusions to meet client needs.
• Maintain ongoing communication with clients for policy adjustments.
• Collaborate with the sales team to optimize client satisfaction.
• Implement effective strategies for managing renewal accounts.
• Facilitate workshops to enhance team understanding of underwriting processes.

Requirements

Education

• Bachelor's degree in Risk Management or related field
• Additional qualifications in finance or business preferred

Experience

• 5+ years of experience in the insurance sector with a focus on underwriting

Technical Skills

• Financial Modelling
• Market Analysis

Soft Skills

• Problem-solving
• Interpersonal Skills

Certifications

• Chartered Insurance Practitioner (CIP)
• Insurance Risk Manager (IRM)

Languages

• English: Fluent

Advantageous

• Experience in specific insurance sectors (e.g., automotive, health): Specialization in specific insurance fields enhances client offerings.
• Proficiency in financial analysis tools: Ability to use financial software to further assess risk.

Benefits

• Comprehensive health insurance plans
• Provident fund with employer contributions
• Generous annual leave policy
• Ongoing training and professional development programs

Company Culture

• Diversity and Inclusion: We strive to create an inclusive environment that welcomes diverse backgrounds.
• Professional Growth: We support our employees' career advancement through training and mentorship.
• Work-Life Balance: We promote a healthy work-life balance, providing flexibility where needed.